Rural & Community Banks

Accounting in rural and community banks in Ghana must maintain financial records, ensure regulatory compliance, and report under strict national law and international standards.

These local banks play a vital role in financial inclusion, managed collectively through the ARB Apex Bank and supervised by the Bank of Ghana.

Our role

Our audit provides independent assurance on the financial statements of rural and community banks in Ghana. We verify that financial accounts comply with the Banking Act, the regulations governing specialised deposit-taking institutions and Bank of Ghana directives — safeguarding deposits and stakeholder trust.